11 Best Low Swap Fees Forex Brokers

The 11 Best Low Swap Fees Forex Brokers – Revealed. Our team has compiled a list of the top 11 Forex Brokers based on swaps, focusing on their swap conditions to help traders select the broker that suits their trading style and financial goals.

In this in-depth guide, you’ll learn:

• 11 Best Low Swap Fees Forex Brokers
• Who is the Best Low Swap Fees Broker?
• Can Swap Fees be Positive?
• What are Swap Fees?

and much, MUCH more!

11 Best Low Swap Fees Forex Brokers (2025)

1. ☑️XTB – Overall, The Best Low Swap Fees Forex Broker
2. ☑️Exness – Best Multi-Asset Broker
3. ☑️AvaTrade – Best Forex Broker for Beginners
4. ☑️IC Markets – Best Low Spread Broker
5. ☑️Pepperstone – Best MT4 Forex Broker
6. ☑️Tickmill – Best Commodities Broker
7. ☑️Vantage Fx – Best Online Trading Platform
8. ☑️HFM – Best Affiliate Program
9. ☑️OANDA – Best Low Cost Forex Broker
10. ☑️Admirals – Best CFD Forex Broker

XTB

XTB is a global forex and CFD broker founded in 2002, headquartered in Poland, and regulated by top-tier authorities such as the FCA (UK), CySEC (Cyprus), and KNF (Poland).

The broker offers Low trading and swap fees, Strong regulatory standing, Good educational content, and an Excellent trading platform.

★★★★

Minimum Deposit: $0 Regulated by: FCA, KNF, IFSC, CySEC Crypto: Yes

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Frequently Asked Questions

What is XTB?

XTB is an online broker offering trading in forex, commodities, indices, cryptocurrencies, stocks, and ETFs via CFDs or real shares.

What is the minimum deposit to open an XTB account?

There is no minimum deposit required for most account types.

What are XTB’s trading fees like?

XTB offers low spreads and relatively low swap fees. It charges no commission on standard forex and index CFDs, but stock CFDs have a small commission.

What platform does XTB use?

XTB uses xStation 5, their proprietary trading platform – available on web, desktop, and mobile.

Our Insights

XTB is a reputable, well-regulated broker known for its low trading and swap fees, intuitive xStation 5 platform, and strong client protection. While it lacks MetaTrader support, its proprietary tools, educational resources, and fast execution make it a strong choice—especially for those looking for a cost-effective and transparent broker.

Exness

Exness is a globally recognized forex and CFD broker, established in 2008, offering a wide range of trading instruments, including currencies, commodities, indices, stocks, and cryptocurrencies.

The broker provides low swap-free trading options, making it an attractive choice for traders who prefer to avoid overnight fees.

★★★★★

Minimum Deposit: $1 Regulated by: CBCS, CySEC, FCA, FSA, FSC, FSCA, CMA Crypto: Yes

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Frequently Asked Questions

What is Exness?

Exness is a global forex and CFD broker established in 2008, offering trading in forex, commodities, indices, cryptocurrencies, and stocks.

Does Exness offer swap-free accounts?

Yes. Exness offers swap-free (Islamic) accounts and conditional swap-free status for other regions and instruments, including crypto and indices.

What is the maximum leverage?

Exness offers leverage up to 1:2000 (or even unlimited in some cases, based on account and regulatory region).

Is Exness safe?

Yes. Exness is regulated, uses segregated client accounts, and provides negative balance protection.

Our Insights

Exness stands out as a broker offering flexible and cost-effective trading solutions, particularly with its swap-free options for a wide range of instruments. Its strong regulatory framework, competitive spreads, and user-friendly trading environment make it a suitable choice for both novice and experienced traders.

AvaTrade

AvaTrade is a globally regulated forex and CFD broker established in 2006, offering a wide range of trading instruments, including currencies, commodities, indices, stocks, and cryptocurrencies.

The broker offers competitive swap rates, which are the fees charged or credited for holding positions overnight.

★★★★★

Minimum Deposit: $100 Regulated by: CBI, BVI, FSC, ASIC, FSCA, JFSA, FFAJ Crypto: Yes

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Frequently Asked Questions

What is AvaTrade?

AvaTrade is a global forex and CFD broker founded in 2006, offering trading in forex, commodities, indices, stocks, ETFs, cryptocurrencies, and options.

Are swap fees low at AvaTrade?

Yes, AvaTrade offers relatively low swap fees compared to many brokers, and they are published transparently on the platform.

Does AvaTrade offer swap-free (Islamic) accounts?

Yes. Swap-free accounts are available upon request for traders who follow Islamic finance principles. Instead of swaps, a flat admin fee may apply.

How can I contact AvaTrade support?

Customer support is available 24/5 via phone, email, and live chat, with multilingual assistance.

Our Insights

Its diverse platform offerings and account types cater to a wide range of traders, including those seeking swap-free options. With strong regulatory oversight and a commitment to transparency, AvaTrade is a solid choice for traders.

IC Markets

IC Markets is a globally recognized forex and CFD broker, established in 2007, offering a wide range of trading instruments, including currencies, commodities, indices, stocks, and cryptocurrencies.

The broker offers competitive swap rates, which are the fees charged or credited for holding positions overnight.

★★★

Minimum Deposit: $200 Regulated by: FSA Crypto: Yes

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Frequently Asked Questions

What is IC Markets?

IC Markets is a global forex and CFD broker founded in 2007, offering access to forex, commodities, indices, cryptocurrencies, stocks, and bonds.

What is the minimum deposit?

The minimum deposit is $200.

Are the swap fees low?

Yes. IC Markets offers low overnight swap rates, especially compared to most ECN brokers.

Does IC Markets offer swap-free accounts?

Yes. IC Markets provides Islamic (swap-free) accounts for eligible clients, with a fixed admin fee replacing overnight interest.

Our Insights

Its diverse platform offerings and account types cater to a wide range of traders, including those seeking swap-free options. With strong regulatory oversight and a commitment to transparency, IC Markets is a solid choice for traders worldwide.

Pepperstone

Pepperstone is a globally recognized forex and CFD broker established in 2010, known for its competitive trading conditions, including low spreads and swap rates.

The broker offers competitive swap rates, making it cost-effective for traders holding positions overnight. Swap rates are the fees charged or credited for holding positions overnight and vary depending on the instrument and market conditions.

★★★★★

Minimum Deposit: $200 Regulated by: ASIC, BaFin, CMA, CySEC, DFSA, FCA, SCB Crypto: Yes

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Frequently Asked Questions

What is Pepperstone?

Pepperstone is an Australian-based global forex and CFD broker founded in 2010. It offers trading in a wide range of instruments, including forex, commodities, indices, cryptocurrencies, and stocks.

Are the swap fees low?

Yes. Pepperstone charges relatively low swap fees that vary depending on the instrument you trade. Traders can check the specific swap rates on the platform.

Does Pepperstone offer swap-free accounts?

Yes. Pepperstone offers swap-free (Islamic) accounts, which are available to clients in specific regions, with an administrative fee replacing swap charges.

What leverage does Pepperstone offer?

Pepperstone offers leverage up to 1:500 on forex, depending on the instrument and regulatory region.

Our Insights

Its diverse platform offerings and account types cater to a wide range of traders, including those seeking swap-free options. With strong regulatory oversight and a commitment to transparency, Pepperstone is a solid choice for traders worldwide.

Tickmill

Tickmill is a global forex and CFD broker established in 2014, renowned for its competitive trading conditions, including low spreads and swap fees.

The broker offers competitive swap rates, making it cost-effective for traders holding positions overnight. Swap rates are determined by the interest rate differential of the currencies involved in the pair, the current market conditions, and your position type (long or short).

★★★★★

Minimum Deposit: $100 Regulated by: FCA, CySEC, FSA Crypto: Yes

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Frequently Asked Questions

What is Tickmill?

Tickmill is a global forex and CFD broker founded in 2014. It offers access to forex, commodities, indices, stocks, and other financial instruments.

What is the minimum deposit?

The minimum deposit is $100.

Are the swap fees low?

Yes. Tickmill offers relatively low swap rates.

Does Tickmill offer swap-free accounts?

Yes. Tickmill provides swap-free (Islamic) accounts, with an administrative fee applied for positions held longer than five days.

Our Insights

Tickmill is a reliable and competitive broker, offering low spreads and swap fees, making it an attractive choice for forex and CFD traders. The broker’s low swap fees and transparent fee structure benefit traders, especially those holding positions overnight.

Vantage Fx

Vantage Fx is a globally recognized forex and CFD broker established in 2009, offering a wide range of trading instruments and platforms.

The broker offers competitive swap rates, making it cost-effective for traders holding positions overnight. Swap rates are the fees charged or credited for holding positions overnight and vary depending on the instrument and market conditions.

★★★★

Minimum Deposit: $50 Regulated by: CIMA, VFSC, FSCA, ASIC Crypto: Yes

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Frequently Asked Questions

What is Vantage Fx?

Vantage Fx is a global forex and CFD broker established in 2009, offering access to a wide range of instruments including forex, commodities, indices, shares, and cryptocurrencies.

What is the minimum deposit?

The minimum deposit starts at $50, depending on the account type and region.

Are the swap fees low?

Yes. Vantage Fx offers relatively low swap fees on most instruments, making it favorable for traders holding positions overnight.

How can I contact customer support?

Vantage provides 24/5 support via live chat, email, and phone, with multilingual service.

Our Insights

Vantage Fx is a reputable and well-regulated forex and CFD broker known for its low trading costs, including tight spreads and relatively low swap fees. Whether you’re a beginner or an experienced trader, its combination of competitive pricing, advanced tools, and global support makes it a strong choice for traders seeking cost-effective overnight positions.

HFM

HFM is a globally recognized forex and CFD broker established in 2010, offering a wide range of trading instruments and platforms.

The broker offers competitive swap rates, making it cost-effective for traders holding positions overnight. Brokers charge or credit swap rates as fees for holding positions overnight, and these rates vary depending on the instrument and market conditions.

★★★★★

Minimum Deposit: $0 Regulated by: FSCA, CySEC, DFSA, FSA, FCA, FSC, CMA Crypto: Yes

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Frequently Asked Questions

What is HFM?

The brokers is a global multi-asset broker, has offered trading in forex, commodities, indices, stocks, ETFs, and cryptocurrencies since it established operations in 2010.

Does HFM charge swap fees?

Yes, but the swap fees are relatively low on most instruments. They are known for competitive overnight rates on major forex pairs.

Does HFM offer swap-free accounts?

Yes. The broker offers Islamic (swap-free) accounts where interest charges are replaced with a fixed administrative fee, depending on the instrument and duration.

What is the maximum leverage?

Leverage of up to 1:1000 is available, depending on your region and regulatory body.

Our Insights

The broker is a well-established and regulated broker offering a diverse range of trading instruments, competitive spreads, and low swap fees, making it an attractive choice for both short-term and long-term traders.

JustMarkets

JustMarkets, a globally recognized forex and CFD broker, offers competitive trading conditions, including low swap fees and swap-free options.

The broker offers competitive swap rates, making it cost-effective for traders holding positions overnight. Brokers charge or credit swap rates for holding positions overnight, and these rates vary depending on the instrument and market conditions.

★★★★★

Minimum Deposit: $10 Regulated by: FSA, CySEC, FSCA, FSC Crypto: Yes

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Frequently Asked Questions

What types of accounts does JustMarkets offer?

JustMarkets provides various account types to cater to different trading needs: Standard Account, Pro Account, Raw Spread Account, and Swap-Free (Islamic) Account.

What trading platforms does JustMarkets offer?

JustMarkets supports: MetaTrader 4 (MT4), MetaTrader 5 (MT5), and JustMarkets Trading App.

What is the maximum leverage offered?

JustMarkets offers leverage up to 1:3000, depending on the account type and regulatory restrictions.

How can I contact JustMarkets support?

JustMarkets offers 24/7 customer support through: Live chat, Email, and Phone support.

Our Insights

JustMarkets stands out as a reliable broker with competitive spreads and low swap fees, making it suitable for various trading strategies. With strong regulatory oversight and a commitment to transparency, JustMarkets is a solid choice for traders worldwide.

OANDA

OANDA is a well-established, globally regulated forex and CFD broker, renowned for its competitive trading conditions and transparent pricing.

The broker stands out as a reputable broker with transparent pricing, competitive swap rates, and a wide range of trading instruments.

★★★★

Minimum Deposit: $0 Regulated by: ASIC, BVI, CFTC, FCA, FFAJ, FSC, IIROC, MAS, NFA Crypto: Yes

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Frequently Asked Questions

What is OANDA?

OANDA is a global forex and CFD broker established in 1996, offering trading services across various asset classes, including forex, indices, commodities, and cryptocurrencies.

What account types does OANDA offer?

The broker provides various account options, such as Standard and Professional accounts, to accommodate different trading needs and experience levels.

What are OANDA’s swap rates?

OANDA’s swap rates (also known as financing costs) are determined by a blend of underlying liquidity providers’ tom-next swap rates, adjusted by OANDA’s administrative fees.

Can I use OANDA’s platforms on mobile devices?

Yes, OANDA offers mobile applications for both iOS and Android devices, allowing you to trade on the go.

Our Insights

With competitive swap rates, various account types, and access to multiple trading platforms such as MetaTrader 4 (MT4) and MetaTrader 5 (MT5), OANDA is suitable for both beginner and professional traders. It is a solid choice for those seeking a trustworthy and flexible trading environment.

Admirals

Admirals, is a well-regulated global forex and CFD broker established in 2001.

The broker stands out as a reputable broker with transparent pricing, competitive swap rates, and a wide range of trading instruments. Its regulatory compliance across multiple jurisdictions and user-friendly platforms make it a solid choice for traders seeking reliability and flexibility in their trading endeavors.

★★★

Minimum Deposit: $25 Regulated by: FCA, ASIC, CySEC Crypto: Yes

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Frequently Asked Questions

Can I use Admirals’ platforms on mobile devices?

Yes, Admirals offers mobile applications for both iOS and Android devices, allowing you to trade on the go.

Is there a minimum deposit required to open an account with Admirals?

For most accounts, the minimum deposit is around $100.

Can I trade on a demo account?

Yes, Admirals offers demo accounts where you can practice trading with virtual funds.

What platforms are available for trading with Admirals?

Admirals provides access to: MetaTrader 4 (MT4), MetaTrader 5 (MT5), Admirals’ proprietary trading platform, and Admirals mobile app.

Our Insights

With its extensive educational resources, robust customer support, and favorable trading conditions, Admirals provides traders with a comprehensive platform to trade forex, CFDs, commodities, indices, and more.

What Are Swap Fees?

Swap fees, also known as rollover fees, are the interest payments traders either pay or receive for holding a trading position overnight in leveraged forex or CFD trading.

Here’s a simplified breakdown:

Why Do Swap Fees Exist?

• In forex trading, you’re trading currency pairs — effectively borrowing one currency to buy another.

• Holding a position overnight means you’re subject to the interest rate differential between the two currencies in the pair.

If the interest rate on the currency you bought is higher:

• You receive a swap fee.

If the interest rate on the currency you sold is higher:

• You pay a swap fee.

When Are They Charged?

• Swap fees are applied automatically at the end of each trading day (usually 5 PM New York time).

• Wednesday is a triple swap day to account for the weekend when markets are closed.

Key Notes:

• Swap fees vary by broker, currency pair, and market conditions.

• Islamic (swap-free) accounts are available for those who cannot earn/pay interest due to religious reasons.

In Conclusion

Choosing a forex broker with low swap fees can significantly reduce the cost of holding positions overnight — especially for swing and long-term traders. These brokers help preserve your profits by minimizing the interest charged on trades, and some even offer swap-free (Islamic) accounts to accommodate specific financial or religious needs.

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